Boat Insurance UK
Compare Boat Insurance is designed with you in mind. Our online quotation system gives you instant access to quotes from a panel of top UK boat insurers. It's easy to find the right blend of price and features on our user-friendly site.
Buy your policy with confidence. We have ten years of experience in marine insurance so you can be sure that you're in safe hands, just like the thousands of customers who have already entrusted their boat insurance to us.
As the first UK boat insurance comparison website, we provide outstanding policies at very competitive prices. At Compare Boat Insurance, all it takes is the click of a button and you'll have the cover you need in matter of minutes.
What is boat insurance?
Boat insurance is a type of insurance designed to protect boats, including yachts, motorboats, narrowboats, and rowing skulls, and those on board. All policies cover third-party liability claims and may include additional cover such as fire, theft, accidental damage, personal accident, incidents that occur while the boat is in transit by road, and damage to engines. Boat insurance policies vary, and certain areas are excluded from standard policies, such as damage caused by wear and tear, corrosion osmosis, and machinery breakdown. Boat insurance cost is affected by factors such as racing, mooring in marinas, changing mooring locations, and the boat insurance excess.
What does boat insurance cover?
Boat insurance covers a variety of risks and damages related to owning and operating a boat, such as accidental damage, theft, fire, malicious damage, personal accident, and incidents that occur while the boat is in transit. Boat insurance UK policies can also cover damage to equipment on board the boat, including the hull, sails, machinery, furnishings, and trailer. The level of cover and specific exclusions vary by policy, so it is important to carefully review the terms and choose the right policy for your needs. Some policies may also offer additional cover for personal belongings or incidents involving friends and family, while others may exclude damage caused by deliberate misconduct, wear and tear, or corrosion osmosis. Factors that can affect the cost of boat insurance include racing, mooring location, changing mooring locations, and boat insurance excess.
Boat insurance policies typically have some exclusions, or situations where cover does not apply. General exclusions may include damage caused by normal wear and tear, intentional acts or criminal behaviour, racing or speed contests, use of the boat for commercial purposes, or operating the boat outside of the navigational limits defined in the policy. It's important to carefully review the exclusions listed in your specific boat insurance policy to understand what is and isn't covered.
How much is boat insurance?
The cost of boat insurance varies depending on a variety of factors such as the type of boat, its value, its age, the location where it will be used, and the level of cover desired. Generally, the more cover you need, the higher the premium you will pay. Additionally, if you have a history of accidents or claims, you may also pay more for insurance. It's best to shop around and compare quotes from different insurance providers to find a policy that fits your budget and meets your cover needs.
Fully comprehensive boat insurance
Our aim is to provide you with the highest standards of cover at the most competitive rates. All of our policies include up to £3 million third party liability insurance as standard and our personal accident cover insures you and your passengers for up to £1,000 in emergency medical expenses per incident.
Boat insurance for all types of crafts
Here at Compare Boat Insurance, we offer comprehensive cover for a wide range of watercraft including: yachts, cruisers, motorboats, speedboats and narrowboats as well as smaller crafts such as RIBs, canoes and kayaks. We even provide specialist insurance for fast-fishers.
Interesting articles full of information about boats, sailing and insurance
Using digital cameras or even smartphones it's now easy to keep photos to record your let property portfolio - but why do should you do this for insurance? Read the article
What are the security devices you can use to prevent thieves making away with your pride and joy? We take a look at the various options open to boat owners. Read the article
Where's the best place to store your boat? We look at the options for all sorts of craft whether they are trailered, moored or stored out of the water. Read the article