Competitive insurance for all types of craft
Compare Boat Insurance is designed with you in mind. Our online quotation system gives you instant access to quotes from a panel of top UK boat insurers. It's easy to find the right blend of price and features on our user-friendly site.
Buy your policy with confidence. We have ten years of experience in marine insurance so you can be sure that you're in safe hands, just like the thousands of customers who have already entrusted their boat insurance to us.
As the first UK boat insurance comparison website, we provide outstanding policies at very competitive prices. At Compare Boat Insurance, all it takes is the click of a button and you'll have the cover you need in matter of minutes.
Boat insurance is a type of insurance designed to protect boats, including yachts, motorboats, narrowboats, and rowing skulls, and those on board. All policies cover third-party liability claims and may include additional cover such as fire, theft, accidental damage, personal accident, incidents that occur while the boat is in transit by road, and damage to engines. Boat insurance policies vary, and certain areas are excluded from standard policies, such as damage caused by wear and tear, corrosion osmosis, and machinery breakdown. Boat insurance cost is affected by factors such as racing, mooring in marinas, changing mooring locations, and the boat insurance excess.
Boat insurance covers a variety of risks and damages related to owning and operating a boat, such as accidental damage, theft, fire, malicious damage, personal accident, and incidents that occur while the boat is in transit. Boat insurance UK policies can also cover damage to equipment on board the boat, including the hull, sails, machinery, furnishings, and trailer. The level of cover and specific exclusions vary by policy, so it is important to carefully review the terms and choose the right policy for your needs. Some policies may also offer additional cover for personal belongings or incidents involving friends and family, while others may exclude damage caused by deliberate misconduct, wear and tear, or corrosion osmosis. Factors that can affect the cost of boat insurance include racing, mooring location, changing mooring locations, and boat insurance excess.
Boat insurance policies typically have some exclusions, or situations where cover does not apply. General exclusions may include damage caused by normal wear and tear, intentional acts or criminal behaviour, racing or speed contests, use of the boat for commercial purposes, or operating the boat outside of the navigational limits defined in the policy. It's important to carefully review the exclusions listed in your specific boat insurance policy to understand what is and isn't covered.
The cost of boat insurance varies depending on a variety of factors such as the type of boat, its value, its age, the location where it will be used, and the level of cover desired. Generally, the more cover you need, the higher the premium you will pay. Additionally, if you have a history of accidents or claims, you may also pay more for insurance. It's best to shop around and compare quotes from different insurance providers to find a policy that fits your budget and meets your cover needs.
Our aim is to provide you with the highest standards of cover at the most competitive rates. All of our policies include up to £3 million third party liability insurance as standard and our personal accident cover insures you and your passengers for up to £1,000 in emergency medical expenses per incident.
Here at Compare Boat Insurance, we offer comprehensive cover for a wide range of watercraft including: yachts, cruisers, motorboats, speedboats and narrowboats as well as smaller crafts such as RIBs, canoes and kayaks. We even provide specialist insurance for fast-fishers.
It's not really surprising that more secure storage means you'll pay less for your insurance. The trick is to play the options against each other, as you will find that one insurer offers a higher discount in a certain situation than another.
Read the articleOnce your boat is insured you can relax, right? Well, yes, you're covered, but there are things you can do that will make processing a claim much easier, in the unfortunate and hopefully unlikely event that you suffer from fire, theft, accident or damage.
Read the articleYou can take advantage of our knowledge of the boat market - after all we created the only live, instant boat insurance comparison service in the UK. We've also been in the market for over twenty years, so you benefit from our in-depth knowledge.
Read the articleTowards the end of the hot summer of 2013 a fire on a tourist boat on the Thames brought home the importance of fire precautions on board.
Read the articleJust enter your quote reference and email to recall your quote.